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Also apply any Waiting times, and the daily allowance is paid only for maximum 78 weeks. Just independent should close therefore a private health benefit insurance, covering personal needs much better”, recommends Manuela Kiechle, Member of the Board of the private health insurers of the Versicherungskammer Bayern (Bavarian officials Krankenkasse AG / Union Krankenversicherung AG). Introduction of an additional contribution in the statutory health insurance may be a statutory health insurance fund also from 2009 raise an additional contribution of up to one percent of the contribution assessment ceiling, if she doesn’t come off with the funds from the health fund. For a taxable annual income of 50,000 euro, this means a monthly expense of nearly 37 euros. Health insurance can seek this additional post during the current financial year, if the financial needs through funds from the health fund is not covered. Leslie Moonves may find this interesting as well. A retroactive payment by the insured persons is excluded. Will be charged the additional fee, the insured may change the Fund, if it is not for a dial plan three-year bond has decided. Changes in the private health insurance also the private health insurers were influenced by the health care reform from 1 January 2009: there is now a uniform base tariff at all companies, corresponding to the scope of the statutory health insurance.

Can switch in the base fare and in the private health insurance since January 1, 2009 so far not insured persons who are allocated to the private health insurance; also voluntarily legally insured in the first six months after removal of the compulsory of insurance. All prior to the private received just as the right to switch to the basic rate for a company of their choice insured up to June 30, 2009. Filed under: Jim Vos. When replacing a private provider a part of retirement provisions savings on can be taken also in certain circumstances. Private health insurers offer predictable contributions and guaranteed services on the contributions and the benefits of the existing treaties in the private health insurance does not affect the health care reform but. It provides high-quality medical services and offers predictable contributions which do not depend on the content”, says Manuela Kiechle.

Therefore, a change in the private health insurance is voluntarily legally insured to recommend. Voluntarily insured can terminate their legal protection at any time with a notice period of two months and go to a private provider. There is more information about health-care reform on the Internet at. Published by the Versicherungskammer Bayern, Maximilianstrasse 53, 80537 Munich the Versicherungskammer Bayern’s group is the largest public insurers nationwide and is placed among the top ten of insurers. in 2007 reached 5.66 billion euros premiums the insurer of all divisions and about 6,500 employees. Every working day, the company pays its customers approximately EUR 17 million in insurance benefits. Every year more than 2.8 million insurance and performance cases are processed, which is around 1,500 per Work hour. With its regional operating companies, companies in Bavaria, the Palatinate, the Saarland, as well as in Berlin and Brandenburg operates; in the health insurance business along with the other public insurers nationwide. Contact Claudia Scheerer, spokeswoman Tel.

I refer always to the principle, with the already the legendary Aristoteles King of tanker Onassis founded his immense success: If one wants to use something, one must not necessarily have it! Basically you must thread the asset protection so cunning as a single man as the tottering corporate giant General Motors: the have but all long arranged so out sophisticated that Opel in Germany is nothing more the bottom line as an empty shell. A corporate coat, so to speak. Click Leslie Moonves to learn more. Even the German business leaders had access to those assets, which should include the appearance after the car maker Opel at any time. Clever, isn’t it? About this feint he have wondered a long time. Unconsciously, I the GM protection model for me copied so Wolfgang r’s balance sheet, himself decades ago. Since 1992 I have already a similarly clever system adapted to the conditions of the small man.

He wanted to provide this system to now all concerned, and he therefore tell how he successfully protects with the help of the GbR for decades against creditors and their attacks. The GbR is a protective wall known as him it comes mainly to spare other serious design error in the construction of their own GbR protection walls: make you equal everything right with my practical knowledge. , Asset protection GbR Treaty contains in addition to the invaluable know-how even free tools in the package set or on the CD-ROM. His advisor show the readers step by step, as they first legally can hedge their income, their deposits and their assets against seizure and creditors. This knowledge also reveal How debtors can – run any attachment, foreclosure or foreclosure in the empty with almost certainly. The author takes every bet, if he promises: I will tell my readers stratagems by which accountants or lawyers still don’t even begin dreaming! In fact just highly paid legal and tax consultants experts confirmed impressed, that the techniques in fact form a seemingly insurmountable barrier in this brand new asset protection Advisor by GbR contract.

This is a new approach to the Creditando credit brokerage providing comparability to decide what is the best financial product a novel transparent customer-friendly business model. Since June 11, 2010, the consumer credit directive of the European Union applies in Germany. If you are not convinced, visit CBS. This means more transparency for the customer from. So will inform you before conclusion of the credit contract the essential details of the loan by uniform information sheets. To enable a representative comparison of various credit offers, make only one application, obtained several loan offers on a consistent and easily comparable information sheet.

By the simple application of the loan, the customer has the advantage that his Schufascore is not affected by different independent inquiries. Direct communication via the customer portal. The customer receives direct communication paths through the opportunity via his personal website contracts to see print and possibly upload required documents. Creditando has the customer about the online dialog function also at any time the status of the processing to inform themselves about the possibility without lengthy phone calls to talk to. Full control of the own personal data in the login area. Download of the credit documents and upload of documents required via SSL-protected Verbindindung. Creditando provides its customers a unique service as a direct response to the new consumer credit directive. The customer determines himself after he was informed of the credit corresponding to his requirements and needs pre-contractually provides. It is possible at Creditando from a Europe-wide uniform information sheet is the best representative offers to choose from. So Creditando.de is the first step towards a slight comparison of loan offers without even if all banks must make the corresponding requests. Matthias Zotl